Medical Articles

Banking Tips - Make the Most of Your Money

If the principle behind getting rich slowly could be summarized in two words, they would be these: save money. And what better way is there to save money than to put it in a bank account? When used wisely, bank accounts can help your money grow. When used foolishly, they can drain your finances. Here are some tips for putting your money to work by putting it in the bank. Banking Tip #1: Choose a Good Savings Account Gone are the days when grandpas used to bury mason jars full of pennies all across their back yards. Now, we can use banks to keep our money safe and secure. And unlike Grandpa's stagnant coins, the money you put into a savings account will earn interest.

If You're Happy and You Know it, Save Money - Happy Folks Proven to Spend Less

While some people may suspect that it's more common to overspend when one is happy and in a celebratory mood, studies show that the exact opposite is the case. When people are depressed and unhappy they are actually far more likely to spend more money. The Financial Highway website reports that sad people are big spenders. Particularly self-focused individuals are likely to spend as much as 300% more on the same type of commodity as their more satisfied contemporaries. People may feel that more expensive merchandise may enhance feelings of self worth. New purchases are often likely to provide a distraction from anxiety and sad moods as well, temporarily drawing focus onto the purchase itself.

How to Increase Your Money Daily

Economists say that you cannot call a dollar if it lacks 10 cents, but I say that it's totally fine if you set aside the 10 cents daily for a bigger and better purpose. Tips on how I increased my money daily through my small coins. 1. I made it a point to set aside 10 cents from every dollar I earn daily whether earned or given. For example. If I earned 10 dollars an hour and work 8 hours minimum daily, I set aside 1 dollar. If I work an extra job giving me 5 dollars an hour, for 3 more hours, my savings account increases daily at an hourly rate. It's an amazing practice of increasing your money daily, compute and try it, it will do you no harm. What is 10 cents for every dollar an hour?

George Washington on Eurekonomics

Americans today have been misled and misinformed about almost every aspect of wealth creation and personal financial management. Americans today need to relearn what the Founders knew about money. Joseph J. Ellis in His Excellency George Washington [Vintage books, NY] writes that the Father of our Country, unlike Thomas Jefferson and others from the elite class of the day, demonstrated "... concern for his own economic interest... " The author adds parenthetically, "Perhaps this is the underlying reason Jefferson and so many other[s]... would die in debt, and Washington would die a very wealthy man." It may also be one of the main reasons the founders and citizens of early America chose George Washington to be our first President.

Regain Your Personal Finance - How to Legally Eliminate Credit Card Debt

The number of years we have been working, price and the cost of living had not hit us so hard as it did in the past two years, when the economy has fallen and the overall environment has become extremely hard for us to bear. This is not because we are lenient in your spending but there are certain other reasons as well. Most of the people are under debt now and the number has kept on increasing gradually. Debt makes the persons on going life very tough as without any financial backup one can't survive for a long period of time. One must look for the best feasible solution to regain confidence and balance in one's personal finance. A huge number of people are looking for the best option and taking advice from professionals which will help them in achieving their goal.

How to Navigate Second Chance Banking Offers

The so-called Great Recession is hitting everyone hard. More and more people who were financially comfortable as little as two or three years ago have seen their financial picture take a rapid turn for the ugly and their credit scores deteriorate. Those financial difficulties may have resulted in having checks bounced for non-sufficient funds, and subsequently a Chexsystems record, adding insult to injury. If you are in either of these situations, opening a standard checking account can prove to be a very difficult task. Having bad credit and/or a negative Chexsystems listing is going to follow you for 5 years, and during that period most banks in the United States will turn you down if you try opening an account with them.

Overdraft Fees Beware - How to Avoid

A recent frustration for myself has been learning the wonderful world of banks, and most importantly, the ways in which they nickel and dime most people to death. The majority of Americans are living with credit, with debt, and many recent college graduates are frustrated, unable to find work. This leaves a lot of people living paycheck to paycheck. If you are living on the line, one of the best things you can do to prevent extra expenditures is to beware of overdraft fees. There are some simple things you can do to prevent overdraft fees in the first place: 1. Create a budget and monitor your spending strictly. Know your account balance mentally without needing the computer to confirm it.

Why You Need a Free Online Banking Account

Gone are the days of standing in long lines at the teller window, looking at the bored cashier counting money with his fingers and waiting for your own money. Now all we have to do is just click our mouse button, and there we are logged in to our own online account. Free online banking is all we need in order to save precious time standing in line and wasting our gas on unnecessary trips. The inception of free online banking can be traced back to the 1980's. Way back in 1981, online services started to penetrate into the banking scenario. Just to name a couple of the innovators, banks like Citibank and Chase Manhattan came up with the concept of "home banking.

Financial Planning For Renters

Owning a home isn't for everyone, despite the popular conception that owning a home is a better choice. The truth is that there are a number of reasons that could be keeping you as a renter - many of which are sound and financially-viable. However, it is important to look at those reasons carefully to ensure you are making the best financial decision possible for both your short-term and long-term financial goals. Buying vs. Renting Advantages of Home Ownership: When you purchase a home, you begin to build equity, or value, in that property. This increases your net worth, and gives you an asset to draw funds from should you need to at a later date. Owning a home brings a sense of security, stability, and community to many families.

Make Money Reselling Your Junk

You've heard the claims before: "I made $200 doing absolutely nothing", "I've made hundreds of dollars while I slept", "I made $500 in one week and there was no effort on my part", and lately, "The recession has been the best thing that ever happened to me! I make more money today than I ever did when I worked my full-time job". But can you really trust such claims? The answer is no. The recession has brought far more scam artists out of the woodwork than I care to count. If it wasn't bad before, it certainly is now. The truth is that a homebased business requires start-ups costs-even if it is just marketing and advertising dollars. A homebased business requires work- making contacts, selling people on your product and/or service, and actually doing the work promised, whether it's mailing a product or completing a service.

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